A commercial combined insurance policy is designed to offer coverage for numerous liabilities, such as public and employers liability, your stock and contents associated with your business, , business interruption, and several others, all under a single policy.

• Public liability insurance: is intended to provide coverage for the cost and payments to third parties making claims against you in the course of running your business
• Employers Liability:  a legal requirement for those who have employees, regardless of whether they work full-time, part-time, or on a temporary basis.
• Products liability insurance is beneficial for distributors or manufacturers of goods, as it provides protection against losses and damages resulting from illnesses or injuries caused by their products.
• Stock cover: provides coverage in case of theft or damage to your inventory, particularly for businesses like shops or warehouses.
• Contents insurance: as well as stock your business will have contents within your business such as shelving, stationary, furniture and other items.
• Business interruption insurance offers additional protection in case you need to close your business due to unforeseen circumstances like floods or fires, by insuring against the loss of income during such periods.